Our Services

Financial Products Builtfor Every Filipino

From micro loans for daily needs to long-term housing finance, our comprehensive suite of products is designed to serve Filipinos at every stage of life.

Quick capital for small needs

Micro Loans

Our micro loan products are designed for individuals and micro-enterprises needing fast access to small amounts of capital. Whether you need to restock inventory, cover an emergency expense, or bridge a cash flow gap, our micro loans offer minimal documentation requirements and rapid approval.

Key Features

  • Loan amounts from ₱5,000 to ₱100,000
  • Approval within 24–48 hours
  • Flexible repayment: weekly, bi-monthly, or monthly
  • Minimal documentation requirements
  • No collateral required for qualifying borrowers
  • Available to employed and self-employed individuals

Fuel your enterprise growth

Business Financing

For small and medium-sized enterprises looking to expand, upgrade equipment, or scale operations, our business financing solutions offer larger loan amounts and extended repayment periods. We take a holistic view of your business potential rather than just your credit history.

Key Features

  • Loan amounts from ₱100,000 to ₱5,000,000
  • Terms up to 60 months
  • Working capital and capital expenditure financing
  • Business expansion and acquisition loans
  • Competitive interest rates tailored to your profile
  • Dedicated relationship manager for each client

Advance on your hard-earned pay

Salary Loans

Our salary loan program is available to regular employees who need immediate financial assistance. Using your monthly salary as the primary basis for loan qualification, we ensure fast, hassle-free approval with automatic payroll deduction options.

Key Features

  • Borrow up to 3x your monthly salary
  • Repayment via payroll deduction
  • Fixed monthly installments
  • Available to regular government and private employees
  • Online application available
  • No co-maker required for qualified borrowers

Your path to homeownership

Housing Loans

We believe every Filipino family deserves a place to call home. Our housing loan products support the purchase, construction, or renovation of residential properties, with terms structured to keep monthly payments manageable for Filipino income levels.

Key Features

  • Property purchase and construction financing
  • Home improvement and renovation loans
  • Loan terms up to 20 years
  • Competitive fixed and variable rate options
  • Available for house and lot, condominium, and townhouse
  • Free loan consultation and eligibility assessment

Supporting Filipino farmers

Agricultural Loans

Designed for farmers, fisherfolk, and agri-entrepreneurs, our agricultural loan programs provide seasonal financing aligned with planting and harvest cycles. We support food security at the grassroots level by ensuring rural communities have access to productive capital.

Key Features

  • Seasonal and annual crop financing
  • Livestock and aquaculture loans
  • Farm equipment and infrastructure loans
  • Flexible repayment aligned with harvest cycles
  • Available to individual farmers and cooperatives
  • Technical assistance linkage programs

Investing in the next generation

Educational Loans

Education is the greatest investment a family can make. Our educational loans cover tuition fees, school supplies, and other education-related expenses for students at all levels, from primary school through post-graduate programs.

Key Features

  • Covers tuition, books, and school fees
  • Available for all education levels
  • Loan disbursed directly to school or released to borrower
  • Repayment deferred during school term
  • Interest rates lower than personal loan products
  • Renewable each academic year

How to Apply

A Simple, Transparent Process

We have designed our application process to be as simple and straightforward as possible, with no surprises and no hidden steps.

01

Inquiry & Consultation

Contact us via email or visit our office. Our advisors will discuss your needs and identify the best product for you.

02

Submit Application

Complete the application form and submit the required documents. Our team will guide you through every step.

03

Credit Evaluation

Our credit team reviews your application thoroughly to ensure a loan structure that works for your financial situation.

04

Approval & Disbursement

Upon approval, funds are disbursed promptly. We also provide a full briefing on your repayment schedule.

Not Sure Which Service Is Right for You?

Our financial advisors are happy to guide you. Reach out and we will help you identify the best product for your specific needs and circumstances.

Speak With an Advisor